Finding affordable health insurance for children and adults with long-term medical conditions, such as Cerebral Palsy, can be a major concern for most parents. A health insurance policy is a contract between an insurance company and a policy holder intended to safeguard against high and unexpected health care costs.
Health insurance is a benefit provided through a government agency, private business, or non-profit organization. Reform and mandates are continually changing the health insurance industry, and plan coverage seems to change yearly. Prescription coverage and dental insurance are not always available.
In today’s economic times not everybody can afford coverage. Yet, coverage is essential and good plans aren’t always easy to obtain. High-quality health care affects health and wellness.
The following articles are intended to help inform individuals touched by Cerebral Palsy about the nuances of purchasing health insurance. Having a basic understanding of the terminology and available health insurance coverage options can assist in making a choice that is best suited to the family’s circumstances.